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A hard money loan is an equity or collateral based real estate loan made by a private investor or private lender.
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By definition, bridge loans are generally considered hard money loans (even when borrowers have good credit), but not all hard money loans are bridge loans.
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Hard money is a form of alternative financing. When loans need to happen quickly, or when traditional lenders will not approve a loan, hard money may be the only option.
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Hard money loans are considered a high risk by most financial institutions. It is for this reasons that its rates are higher than that of traditional loans.
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Overview of Colorado Hard Money Loan Programs
Overview of Colorado Hard Money Loan Programs from Good Funds Lending, a direct private lender, including information on terms, rates and fees.
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Hard money personal loans A person with a particularly bad credit score or no credit status may be a particularly good applicant for a personal hard money loan
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