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Thank you for your question about minimum credit scores for mortgage loans. Credit scores are one of the important factors in qualifying for a mortgage loan.
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Your credit score is a measure of the likelihood that you will pay your debt as agreed. The lower your credit score, the more likely you are to default on your debt.
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A new FICO mortgage credit score unveiled Tuesday casts a wider net to capture consumer behavior not previously considered in whether to grant a home loan.
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