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Hard money loans are loans that are given by private entities i.e., they are not offered by banks, credit unions, societies and other conventional money lenders.
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Until recently, many Hard Money lenders were willing to base their LTVs on property appraised value, rather than purchase price.
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A hard money loan can actually net you a higher loan amount, in some circumstances, than you would be able to obtain from a traditional lender.
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What is a "hard money" loan?A: Technically, they will range from 50 to 70 percent loan to value. Such loans are considered loans of last resort.
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