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The FCA sets out in detail how it will regulate consumer credit, including payday lending, when it takes over responsibility in April 2014
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The government is to introduce a new law to cap the cost of payday loans, with the level to be set by the new Financial Conduct Authority.
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Regulation of Payday Lending in UK: 1. Clearly state the total cost associated with obtaining a loan and include the APR in any advertisement.
Payday Lending State Statues
This page contains a summary and chart showing state by state payday lending statues and laws by loan amount, loan term and finance charges.
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