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Pew’s Safe Small-Dollar Loans Research Project classified states into three categories based on their payday loan regulations: Permissive, Hybrid, and Restrictive.

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Texas was one of 27 states that had payday lending regulations that the Pew Charitable Trusts characterized as permissive in 2013. Fifteen states had no payday loan Need loan bad credit

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Appendix D: US Regulation of Payday Lending, by State Table 1 includes only those states whose laws allow fees high enough to permit payday lenders to operate.

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