This legal research guide provides information about short-term and payday loans, including links to relevant statutes and information in “plain English.”
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Regulations in Texas: (1) Check–A check, draft, share draft, or other instrument for the payment of money. (2) Payday loan or deferred presentment transaction–
Texas Cash Loan Debate. If you feel a payday lender is operating unfairly or engaging in illegal collection practices, you can contact your Texas Attorney General:
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Cash advance loans are legal in Texas, which passed its first payday loan statutes in 2000. Check cash advance creditors must be licensed to operate in the state.
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