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Citing public opinion polls that show 75 percent of Texans favor restricting payday loans, Texas Appleseed said the Senate bill does not go far enough.
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The Texas legislature is slowly changing regulations on payday lending with three separate bills under consideration.
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Consumer advocates and Democrats are divided over a Senate bill that would impose light regulations on payday and auto-title lenders.
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Senators took the plunge into payday lending reform Monday, passing two House bills that bring some oversight to the largely unregulated industry in Texas.
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Writing a 'hot check' is a criminal offense in Texas. Texas district attorneys have not prosecuted delinquent payday loans under the hot check law.
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Some 10 million American households borrow money through payday loans each year, and payday lenders now have more storefronts than McDonald's and Starbucks combined.
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AUSTIN - As a new national report indicates that Texas payday loans are in some ways the nation's most expensive, an El Paso lawmaker is vowing to carry on the fight
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